Minnetonka Community Education

Explore and understand Wills, Trusts, Health Care Directives & Powers of Attorney. You'll learn ways to avoid probate. Discussion of common mistakes will help you avoid unwanted consequences.Bonnie Wittenburg, a Minnetonka-based estate planning, probate and trust administration lawyer, will lead the presentation.

Learn how to keep the cabin, farm or business in the family without creating a family conflict. We will discuss ways to help ensure your children receive equal inheritance, strategies to help with the impact of taxes and review your assets for the next generation.

With data breaches and scams on the rise, identity theft is a growing issue. Learn steps you can take to improve your security, keep your identity safe and protect your financial future. Attendees will create an action plan to improve their cybersecurity. We will also provide a cybersecurity checklist to follow.

This workshop is for women or for men who have women in their lives. Featuring essential information including: spousal and survivor benefits, coordinating retirement benefits, marital status changes and longevity. This workshop will cover: How much Social Security you stand to receive over your lifetime How the decisions you make in your 60s can determine the amount of income you'll have in your 80s How to take advantage of spousal benefits, survivor benefits, divorced-spouse benefits, and even divorced-spouse survivor benefits How to coordinate your own retirement benefit with benefits you might receive as a spouse or divorced spouse Why women who are married should make the decision about when their husbands should apply for Social Security Why you should consider your husband's life expectancy when deciding when to claim your own retirement benefit. What to do if your husband or ex-husband dies What to do if your marital status changes How to plan for the extra-long life

We all know the saying "buy low sell high", but what do you really need to know as you invest. Learn the 5 common challenges investors face. Know the difference between a savings account and an investment account. Find out what all the terminology (diversification, asset allocation, RMD's, etc.) really mean and why the financial industry tries to put investors into a box. Each investor is unique and what you can do to improve your odds.

Did you know that one main difference between a will and a revocable living trust is that a will goes into effect only after you die, while a revocable living trust takes effect as soon as you create it? Learn when a will is sufficient and when you might prefer a trust.